Housing is a primary human need next in importance only to food and clothing. A first priority for a youngster who beings life is therefore to plan for a house. This takes precedence over other household expenditure and creature needs. Housing, however, is a major expenditure and cannot be funded out of a family’s normal monthly income or savings. The prospective homeowner must look for a loan substantial in size and so structured that he can repay it over a longer period of time, in many cases almost one’s entire working life. Loan is offered to a borrower to purchase or build a new house on the basis of his/her eligibility and the bank’s lending rules. One of the important basic hu Download
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