Background: This paper examine the impact of household membership in micro health insurance schemes in regards to utilization of healthcare services and protection against catastrophic health spending in the episode of illness or injury. Tanzania like many other developing countries is experiencing he growth of ageing population, which is associated with an increase in the health risks and functional disability among the elderly households. The elderly population is vulnerable and exposed to hardship, poverty and old age related diseases. Methods: A propensity matching score (PSM) analysis in a form of a binary probit model was estimated to determine the impact of household membership
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