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Management Of Unfunded Pension Schemes And The Sustainability Of Benefits Payments In Ghana
This study examined the management and viability of the CAP 30 Pension Scheme in Ghana. There has been a recent labour agitation against the wide disparity between the CAP30 and SSNIT pension benefits. While the members of the SSNIT Pension Scheme want to be migrated to the CAP 30 Pension Scheme, the government is rather progressively moving the CAP 30 members to the SSNIT pension scheme. The study selected a sample SSNIT contributor statement from 1991-2012 and analyzed the comparative benefits of the contributor under the two schemes and investing in treasury bills (T-bills). The study concluded that the CAP 30 benefit far exceeds the SSNIT benefit which is also better than investing in Tr
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